The use of this website may require the entry of personal information, such as name, e-mail address, physical address, telephone and fax numbers, and other personal or demographic data. The entry of all personal information is strictly voluntary and will not be shared, given, sold, or otherwise distributed to any other party outside of DMG. All information is sent using Secure Sockets Layer (SSL) technology, which offers a high level of data protection. Your security and confidentiality will be respected at all times.
Please be assured that the privacy of your personal data is under strictest guidelines.
a) The Collection of Information
In order to provide products and/or services to our visitors, it is necessary to collect a limited amount of personal data.
We could obtain this information through any or all of the following means:
- Through online forms, applications, e-mails, telephone, fax, verbal, written, or personal communication. This information may ask you to identify your name, e-mail address, employment history, financial information and more, in order for your application to be considered.
- Through your present or past transactions with us that could reveal account status, transaction history, and balance
- Through consumer credit reporting agencies, such as Trans Union, Equifax, Experian, and others, that would reveal your credit score and history for reasons of debt determination
b) Personal Data
Please rest assured that any personal data that is either entered online, given verbally, mailed, e-mailed, or transmitted through other means is under strict security guidelines. Your acceptance of this agreement constitutes permission by DMG to access, preserve, and disclose your personal account information as necessitated to:
- Properly respond to your inquiries
- Investigate your indebtedness
- Resolve/provide debt relief services
- Protect the rights, personal safety, and privacy of DMG, its users, and the public
- Comply with legal regulations
c)The Distribution of Information
We do not share or distribute your personal information, whether provided directly by you, or obtained through our means, with any of our service providers.
d) Financial Data
In order to properly match your needs with the appropriate lenders and real estate companies, third party vendors may ask for financial and banking information. For example, to apply for a line of credit, mortgage, loan, or other financial product, you may be required to disclose social security number, financial, and banking information, as necessitated to properly consider your application.
e) Technical Data
It may be necessary to collect technical data about your computer such as IP (Internet Protocol) address and/or store cookies (small files saved by your browser on your local hard drive). This technical data is used for the following:
- Cookies – At DMG, we do not store cookies on our visitors’ computers.
f) Shared Data
Access to your private information is strictly protected and limited to those employees who have a legitimate business need to review specific data in your file. DMG complies with all federal standards with regards to safeguarding your personal information.
h) Unsolicited E-mails
We do not send e-zines (electronic e-mail newsletters) to our existing clients to promote upcoming products and/or services.
i) Identity Theft and Fraud
If you are a victim of identity theft or fraudulent behavior as a result of using the DMG website, please forward a written statement, including name, address, date of incident(s), and description(s) of suspicious behavior to:
The Debt Management Group
2653 Coney Island Avenue
Brooklyn, NY 11223
ATTN: Identity Theft
Please include all supporting documents including law enforcement filings and police reports.
Frequently, we are required to provide services to business owners whose industries compete with one another, either directly or indirectly. Our confidentiality policy limits the discussion or sharing of any data between all clients. This includes, but is not limited to, all proprietary information regarding your type of business, line of work, field of study and financial needs.
We accept payments for services as shown below.
- ACH drafts
- Personal checks
- Wire transfers
Many communication transactions are processed through a secured gateway with encrypted translation. As sophisticated technology has advanced over the years, the likelihood of personal data bypassing security systems and becoming accessible to unauthorized users is extremely low. In the unlikely event that personal data is illegally retrieved from our secure system, we assume no responsibility for any damages or liability incurred.
- Internet Security
- Consumer Security
- The Collection of Information
- Personal Data
- The Distribution of Information
- Financial Data
- Technical Data
- Shared Data
- Additionally and With Your Consent
- Unsolicited E-mails
- Identity Theft and Fraud
- Secured Payments
- Limited Liability
- External Links